Finding Time

Finding time to create a blog when you are busy doing other things can be quite difficult. This is why I have found that it is important that I begin write different types of posts dealing with some of the financial aspects of raising money and the finances that come along with it Our first post be today which I have done a little bit of research on understanding.

There are quite a few issues that are happening financially and I would like to tackle some of the. Although there is a lot of disagreement among many Americans as to our state of the economy, I also have differing views but would like to see how it all comes out in print.

Either Way, It’s Good.

There are many things that I have thought about since I came back from being overseas. One of those is what do I do with my time? In fact, just this last week, I was looking for spas in columbus Ga , and spent most of the day. I was thinking of getting a few things done to me face, but oh well.

Well for my next adventure, I need to pay attention to what I am dong here:

This is where I was looking: , but I found it here first on a Facebook page . For those who like Twitter, here is their Twitter Page

Getting a New Animal

When you get a new animal, it’s quite interesting to see all of the different opinions about what kind of animal it is. For example, dogs, sometimes you cannot tell what breed they are. We rescued a dog and we get all kinds of different opinions about him. Some people say that he looks like a wiener dog, others say pit bull, others think he looks like a terrier. Others think he’s going to be really really big, others think he’ll be small. Well, now enough time has passed and we know for sure he’s at his maximum weight of 14 lbs. As far as the breed, he’s half Chihuahua and half Rat Terrier. I don’t think that dogs get lice, but I am not sure.


Look Out!

There are so many selfies taking this year. I even saw a selfie camera holder that people use to take pictures of themselves. I think it is funny to see how many new words we are coming up with now that we have tons of social sites out there!

If you look at sites like Twitter (for those who tweet too much) and even Facebook, you will see tons of these types of shots. If you are looking for a study about this, I think you will find this interesting.This has some interesting light on taking photos. Actually, I think that many of the celebs were the ones that starting doing it which is very surprising. People like Justin and others have been talked about for having too many selfies on their social profiles. We will leave it to you to decide what you think!

WordPress even has its own thing going too! But, if you are a business, then AboutUs is where many businesses go now. Individuals are still going to the Pages. If you are need help writing pages, this can help

Things to do when you travel

If you thought about visiting Alaska, then you will know that it is a very popular destination for people all over the world.

People from around the globe will visit Australia each and every year. This helps tourism a lot there

I think that people have different types of issues, which is one of the reasons why there are so many consolidation loans for people with poor credit that people try to get before they do start traveling.

I also have found from people we talk too, that too many payments for their homes is something that they struggle with too. But, once they take a vacation, especially in Australia, life will never be the same!


Getting One

I want one, I have to have one, I am getting one by this time next year. I was driving around with my husband, just taking an afternoon drive last Sunday, when I saw it. It was a bicycle built for two. This was not the kind that you’re used to seeing though, the one that is the same size as a normal bike, but two seats and two sets of pedals. This particular bike looked like a normal bike, then connected with a bar, there was a back seat and a wheel attached, but the back seat rider was made to fit a young child. And they were not given control over the steering or the pedaling. It was adorable, they can still move the pedals but it’s not connected to the chain. I will be getting one next Christmas, along with my easy scholarships, and maybe a new car.


It’s really good to see our local grocery store supporting our local farmers. This isn’t just one of those scammers like how to get out of credit card debt, these are local people with families and homes to support.  I think it’s important to support any farmers, in our country, but it’s nice to support locals as well. If you think about what’s behind those farmers, are not just the farmers but families, and communities that rely on this for support. I was walking in the vegetable section and came accros some apples. On the sign on these apples it said, “this store proudly supports our local farmers”. So, of course I purchased them. It felt really good knowing that my purchase was going to help someone local trying to raise their family on these sales. And, because there was no pesticides used, they apples tasted a lot more fresh. I would suggest that anyone try the local items.


I think spaghetti has to be the best thing to eat, day or night, it’s so fulfilling. The problem is, my body doesn’t agree with the carboyhydrates in them. I am not a big fan of spaghetti sauce, although some of them depending on the flavor and brand taste really good. However, my absolute favorite is when I put some butter on them, it has to be real butter though, not margerine. It just doesn’t taste the same unless it’s real butter. I should really put this on the scholarships for moms blog for everyone, I’m sure they’d like it.  So, once I put the butter on in, I sprinkle on some parmesean cheese, usually the parmesean romano blend. Then, you just add a little bit of salt and pepper to taste. It’s kind of like having an alfredo, it’s really tasty. Our daughter likes it the same was also. If I could eat spaghetti all the time and not gain weight, I certainly would. For now, it’s just a special treat to have on occasion.



We went out exploring this morning and were very pleased with what we found. We just moved into this area just a few months ago and about twice a week, we like going on drives in the morning after our workout. Sometimes we take the same route, checking out the beautiful homes and the beach, other days, we go new ways we haven’t been. This morning we went a new way and we saw a deer, right along side the road. It was beautiful and seemed to look at us for a bit. We drove slowly as not to scare her. What a great drive.  Much more exciting than learning the best term life insurance companies for my quota at work.

Be Aware

I really dislike smooth talking people that think they can get anything out of you that they want.  So, the other day, a friend of mine was trying to get a scholarship and came across a merit based scholarships site.  She was intrigued and thought she’d give it a try, what can she lose?  After about an hour phone call and much aggravation, it turns out, they wanted something in return.  They continued to try to talk her into sending her money then they would send her information on it, promising that they could give her a huge scholarship.  Thankfully she contacted me and after further investigation, we found out that they were not even a legitimate company.  Watch out.

Home Owner

Is it me, or are there more people out there that are in debt?  I really need to learn how to consolidate debt.  I am way too far along in my life to be in debt in the first place.  If it weren’t for my exes trying to bleed me dry before we split up.  But, however I got here, I just need to get out.  I would really like to buy a house soon and maybe a new car, nothing too fancy, but something more reliable then what we are driving right now.  And, although our currently place of residence is totally beautiful, there is just something about having a home.  A home that you own, something you don’t have to pay rent for.  There is a certain freedom about it and security that I want our little one to feel.  I will get there, really soon, I will just stay positive.


What was your most memorable adventure movie growing up?  Hmmm, for me, I think the one that sticks in my mind is Indiana Jones and The Temple Of Doom.  I think that movie scared the pants off of me!  It had some pretty mature scenes in it as well.  There were some pretty intense scenes.  Who doesn’t like seeing the hero rescue the victims though!  What a thriller.  Don’t get me wrong, there were other good adventure movies, but nothing that stood out to me like this one!  It has you on the edge of your seat throughout the entire movie.  Practically biting your finger nails off with the anticipation of what is to happen next.  Much more exciting than my no essay scholarships assignment I have to complete soon, ehhhh.  Can’t I watch another movie instead?

Mice Oh My

I have to tell this story on myself.  I was reading up on my anatomy and physiology study guide for work the other morning, drinking my coffee.  I was minding my own business, enjoying the morning.  All of the sudden, I felt something on the back of my neck, I thought it was a stray hair that had fallen out of my pony tail.  Anyway, I thought I had moved the pesky hair, then I felt something again, although, it felt much bigger than just a hair.  I put my hand back on my neck and felt something wet and moving.  I swatted at the back of my neck and on the floor fell a mouse, ewwwwwww.  What a frightening moment.  Calling the exterminator today!

Veterinarian in progress

I am really hoping for easy scholarships for next year, the other scholarships I’ve applied for were very time consuming and difficult.  I love animals, and hope to become a veterinarian one day!  I am so excited about it, but do not have very much money to pay for it.  When I was a kid, I used to take care if all of the animals around the neighborhood, they used to actually call me snow white, yep, that was me.  Now, my childhood hobby has turned into a great love and I want nothing more than to be able to help furry friends :)

Are You a Big Reader?

Making the most out of you in a day can be a very daunting task. Especially if you are in school and at work and you are stuffed with a heavy work load that seem unrealistic to finish. One thing you need to know is, not doing anything at all can get you into trouble.

This article talks about prioritizing your work so as to be productive. When you do this, the first impression is you have accepted to do the work, and you have a positive attitude. The next thing is to arrange the work in order of importance. Tackle the most important in order to the least. This can be in accordance to your boss’s demand, your teacher’s expectations or according to your personal timetable.

The other thing you need to know about being productive in your daily endeavors is there is an expectation of failure behind every task given. If you get caught up with the deadline after prioritizing, you are equally successful. Do not beat up yourself about it.

Making The Most of My Days.

Making the most out of you in a day can be a very daunting task. Especially if you are in school and at work and you are stuffed with a heavy work load that seem unrealistic to finish. One thing you need to know is, not doing anything at all can get you into trouble.

This article talks about prioritizing your work so as to be productive. When you do this, the first impression is you have accepted to do the work, and you have a positive attitude. The next thing is to arrange the work in order of importance. Tackle the most important in order to the least. This can be in accordance to your boss’s demand, your teacher’s expectations or according to your personal timetable.

The other thing you need to know about being productive in your daily endeavors is there is an expectation of failure behind every task given. If you get caught up with the deadline after prioritizing, you are equally successful. Do not beat up yourself about it. But, you can be happy each day. When looking at getting quick scholarships for school, I must remain positive, regardless of what happens.

Needy People and Their Issues

No matter what you do for them, people always want something more. You have to be careful about helping people with their problems. If you actually are able to solve the problem they are dealing with, they will probably come back to you and want your help with something else. It is almost guaranteed. This is fine, except they will expect you to always have the answer to their next problem.

No matter how many times you maybe able to help them, you will eventually find a problem that you can’t solve for them. When this happens, they will undoubtedly blame you for not having a solution to their problem. This will eventually lead to them blaming you for the problem itself, which was not your fault and you had nothing to do with. So remember this, people always want something more and you can’t solve all of their problems. This is probably why weird sites exist like this one that offers consolidation loans for people with bad credit . After looking at this, I really think America is in trouble or something, who knows.

Glad I try to stay away from the mountations and buying up a lot of thing.

West Virginia…Mountain Mama…..

Yesterday ,was a gorgeous day here in Central Virginia. I took the opportunity to enjoy the beautiful sunshine and the near perfect weather that came our way. We get few days around here like this, and I was grateful for the experience. I was also happy to listen to the sounds of the birds and feel the closeness to nature.

These are the many things that you can notice when you are outdoors. I also really enjoyed the natural shading from all the trees that surround my deck. I feel extremely fortunate to be so close to the woods and I can enjoy all that the environment has to offer. I enjoy my time in the outdoors because it reminds me of God and a divine plan. I find time spent in nature to be relaxing and refreshing. Being one with nature at least to me is a feeling of great peace and tranquility.

Their gov has all you need here to find out about the weather too.

It would seem that people who wanted scholarships for women over 40 should have gone to West Virgina, no?

A Way to Effectively Communicate?

Communications is a mixture of many things. It is sometimes difficult to understand how the act of every individual affects life.Each action is a communication.This is true from the person that delivers the mail to the restaurant server that brings lunch to your table.Every smile or frown has an affect on the way life is perceived.Moving through life, some people feel they are in a separate genre that is completely independent, but this is not true.

Once a piece of trash is thrown upon the ground or a fire occurs in some faraway land, it effects the environment in other parts of the world. The affects may take a while to show, but the process starts the moment there is an action taken. Communication occurs in so many different ways.It is not only language but communication is done through actions, whether they be positive or negative. I love respect has a great article on this too. This article on health relationships was good too.

A Blurb is a Verb

When writing simple blurbs it is imperative to consider some important aspects. A blurb is aimed at giving a summarized introduction about a person and so should be simple and straight to the point. Simple blurbs help other people in identifying and understanding who you are and what you do. When written as summaries of other people’s biographies, blurbs should give readers an insight of what they should expect. In short it should highlight some of the most important events that are related to the owner of the biography.

Personal blurbs should leave a lot to the imagination and should base on the most relevant information about you. At most, it should only cover two sentences. Consider making the tone more funny or weird in order to create a lasting effect on the audience’s memory. Take advantage of your anonymity to write a description of a person you have always wanted to be. Blurbs provide a good avenue for expressing your innermost desires freely without fear of disapproval. Don’t worry about writing like you are trying to get a credit card consolidation loan or something, writing a blurb is far far much easier to do :)

The Miracle As a Child.

I remember as a child I believed that only some people are gifted. These people are the chosen ones by The Almighty to be rock-stars, superstars and sports icons. I thought those people were meant to be miracles.

I was so wrong.

I conveniently ignored the troubles they took. I didn’t see the sacrifices they made to keep up their everyday practice schedule. They were all the result of tremendous hours of efforts put in over a number of years.

One day I decided to pick up the guitar. I gave up in five days, waiting for inspiration to strike for my next practice session. It didn’t. Then, I made up my mind and slogged with a consistent practice schedule for a month. From notes to chords to melodies, I started to gradually play it all. I could play my favourite composition flawlessly, but only after I practice it at a slower tempo consistently for a certain period.

I was surprised to see how amazing results consistency conferred. grad

Now I know whatever field it is, the key to success is not the technique I follow or the talent I possess. The key is consistency. Everything else is secondary.

And what about that thing about miraculous people created by God? I now believe that it is ordinary people who create miracles with their consistent efforts. Every one of us is gifted. Some of us have more gifts than others, perhaps that is why weird scholarships exist for those going to

Some Things

Here a few of the recent videos I have watched

This was ok, it was on the youtube page.

So so,

ummmm…why is this showing up?

Loved these two.

A Native Speak, definition.

An English native speaker refers to a person who has used and is educated in English from early childhood. It is not the speakers’ only tongue but has been the main means of communication and concept formation. The speaker would have been raised in a truly English speaking society during his/her formative years. 

One can be born and raised in a state that lists English as an official language and not be counted as a native speaker. For examples, Africans who were colonized by the British cannot be automatically taken as native English speakers but many of them speak English quite well.

Talking like a native of any lingo means more than understanding grammar and vocabulary. Many learned alien speakers speak better formal English than Americans, British or Australians. Official English can be taken as one aspect of the language. Understanding right away what slang is, what artistic orientation mean,how to trim down grammar to a least minimum and still express precise meaning, all these things are what comprise native speech.

Earlier Today I….

Earlier on today, I had it occur to me for the first time just how much I missed being a little child. When I was a boy, I remember feeling like I was a part of everything. I had a place in the world and nothing was awkward. Everything felt true and flowing. I laughed, walked and did everything the way that little boys are supposed to, without ever wondering if I was doing it right.

As a child, left and right were exactly the same. Up,down, right and left all lacked distinction, especially when I was having fun. No one cared if both socks on my feet were blue.

Now as a grownup, everything feels awkward and strange. I rarely laugh when things are funny, and I seldomly cry when I’m hurt. I do everything the way a man is supposed to, but always wondering if I’m doing it right. One of the things I have thought about trying to do is making sure that my money is managed or else, you may find yourself having to get  advice from press releases if you dont watch out.

I have put a few websites below that can help lead you in the right direction and some press releases.

My Semester

March 24th 2014It has beepencilsn one semester since I joined my junior classes as a kid. It is my first experience in school. I cannot imagine that I had adopted and how scared I was to leave home for school. I thought my parents were chasing me out to the jungle. I never thought I will ever see my mum and dad again. I was scared by everything even by the sight of my ever friendly teacher. But by now I am afraid of nothing, I have made over fifty friends both male and female. I am enjoying exploring new ideas. In the classroom, I sat for end semester’s examination that I performed very well.
March 25th 2014
I arrived home at noon, found my mother waiting for me at the train station. She appreciated my school performance and the way I associate with others and my teacher.
May 4th 2014
School is reopening for another session. More work will be waiting for me but first let me have fun this holiday. Next month, I may try to apply for a few easy scholarships to apply for so I can take more classes. But I think I am going to start with my school first. We have a big division there.

The first real one.

It some of the latest news from CNN , there is a new story about how the Detroit pension will hit civilian workers harder than it would hit the rest. Detroit Pension.

apparently the story is centered around an individual by the name of Donald Smith who is now facing a drastic cut in the amount of his pension benefits. Now, getting close to a 5% reduction in benefits of any kind will lead to a lifestyle change of some type especially when an individual is relying on those defense in order to maintaina specific type of living status. According to the article, these cuts or a lot less than what they would have originally been. So this is very good news for individuals who are worried about retiring and losing some of their benefits.

Fox New and Personal Finance

Recently, in article about debt versus salary,Fox business newsgoes over the perils of people who make a six-figure salary although their debt may far exceed this in many cases. The article lists a social media example where an individual posted on a social networking site that although he made over $100,000 per year his debt did exceed his income. He was questioning as to if he should try a debt consolidation company from a network of lending institutions.

Spending has become quite popular in the United States which ultimately leads to debt. Whether someone is going through a divorce or they had just got out of college managing finances is the extreme importance.

In addition, yesterday, released an article stating that nearly 2,000,000 homeowners are now on the rise as they are no longer struggling to make their home payments. This is due to the rise in housing prices which means that people’s homes are now worth more than they were this last year. We could hold many individuals looking to consolidate their debts as well as try to get unsecured debt consolidation loans bad credit when the housing plunge began to happen. However, the good news is that individuals are no longer in debt in ratio to what their homes are now worth.